Lower student loan payments in minutes

Seriously, it's that easy.

Now accepting new applicants

Easy payments

100% confidential

100% Secure

CERTIFIED expertS

Easy payments

100% confidential

100% Secure

CERTIFIED expertS

Easy payments

100% confidential

100% Secure

CERTIFIED expertS

The easiest way to get your student loan payments lowered

You did the work, we'll take it from here.

Get started

Income-based

Individual plans

We help you find the right plan. 

Automatic renewals

Yearly updates

We guarantee 100% compliance.

From our team

Join thousands of happy customers
"Thank you to Eric who helped me lower my payment from $400 to $10! You guys finished everything perfectly and were a pleasure to deal with."

Sianoush (VA) Customer since 2024

"I can’t believe you guys were able to get me a $0 payment, so glad I hired you!"

Lisa (CA) Customer since 2022

"Melany was very informative and then Conan helped me gather all the documents I needed to get to him in order to qualify for a $0 payment. I had been struggling with my servicer for months trying to get on a more affordable plan."

Yolanda (AL) Customer since 2024

"Doc Prep Experts took the time to hear my story and got me into the most affordable plan! They handled my Parent Plus loans and really were excellent through the whole process. I’ve had them handle my annual recertifications for the last 3 years now, so I know I’m always in compliance."

William (NC) Customer since 2021

"Jack was great and put me in a payment plan that was HALF what my servicer would agree to, I don’t know what I would have done without their expertise!"

Demarko (MO) Customer since 2023

"Everyone at Doc Prep Experts is friendly and informative, they have been handling my account for years now and it’s been great not having to stress about this anymore."

Kadisia (IL) Customer since 2019

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Try docprep today!

Book a 15 minute call

Learn more about how we can help you.

Your questions answered
How much will this cost?

A reasonable one time fee for your initial application paperwork and a nominal monthly fee to assist in your annual recertification/compliance.

Why go through docprep instead of doing it myself?

We make the process fast and easy. It can be a difficult and time consuming process. We make the process effortless for you.

Does this work for parent PLUS Student  Loans?

Yes, we have a dedicated team that specializes in handling Parent PLUS Loan plans.

I'm stuck in the maze of student debt, can you really help me?

Yes, we have helped thousands of people just like you who felt stuck! We will help navigate the loan system and lower your monthly payment.

How do I know if these programs are right for me?

Transparency is at the core of everything we do. You can trust that we will always provide honest, straightforward advice –  no hidden fees or agendas, just genuine support and expertise.

We're here Monday - Friday

8am - 6pm

Now accepting new applicants

1-800-316-0308